Archive for the ‘Stock Market’ Category
Tuesday, March 16th, 2010
The first step that you need to understand when it comes to determining whether or not stocks are a good investment is to understand how stocks work in general. A share of stock is the smallest unit of ownership possible in a company. Owning a share of a company’s stock essentially makes you a partial owner of said company. Determining whether or not stocks are a good investment is not easy as a whole, because some stocks do make good investments while others do not. Determining whether a specific stock is a good investment or not is a completely different matter, because it depends on the company the stock belongs to, the industry that they are in, the market in general, and numerous other factors as well.
Do you thumbs up or thumbs down stock investments?
If you are thinking about investing in stocks and you want to know if stocks are a good investment or not, consider this:
Common stock represents the majority of the stock that is held by the public, offering voting rights and the right to share when it comes to dividends. When you hear or read about “stocks” and the stock market, the stocks they are referring to are common stocks. Preferred stock on the other hand offers fewer rights than common stock except for when it comes to dividends. Companies which issue preferred stock pay consistent dividends, and preferred stock has the first call on any dividends over common stock.
Investors tend to buy preferred stock for the current income from dividends, so it would be wise for you to look for companies that are earning big profits, because then preferred stock can be used to return some of those profits through dividends.
Liquidity is another benefit of common stocks. They are highly liquid in most circumstances. Small and more obscure companies may not necessarily trade on a frequent basis, but most large companies are trading almost daily, which creates ample opportunity for you to buy or to sell shares. Thanks to the stock market, you can now buy or sell the shares of most companies that are traded publicly almost any day that the market is open.
With a good working knowledge of stocks and the stock market, stocks could be a good investment worth considering. However, if you do now have a good knowledge of how the stock market works, you may be better off choosing an investment vehicle with more security behind it. The recent downturn of the stock market is a good example of what is possible, but while it is frightening many stock traders and threatening some jobs, it is not the end of the world. Most savvy stock investors know when to get out, and when to stay in – And this is powerful knowledge if you want to make the most out of a stock portfolio. Stocks can be risky, and may not always be a safe bet, but they can be a good investment vehicle if you invest in the right companies and at the right time.
Photo Credits: 1
Originally posted 2008-11-17 05:59:47. Republished by Blog Post Promoter
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How do Savings Bonds Work /caption] Are you wondering why you should invest in United States savings bonds, or how savings bonds work? This is a question that not enough people are considering these days, because most people are pressing their luck instead by gambling with stocks and other investments. So many people are turning...... -
Teens Saving Money [/caption] One of the best ways to build a strong financial foundation in teens is by starting a savings plan early on. Over the past few years, there have been more teens saving money and the results are clear. When you take the time to teach good financial practices to...... -
Loanio Roundup - P2P Lending and More /caption] Good morning readers and welcome to another edition of Loanio's weekly roundup. Below you'll find several great articles under the categories of small business, the economy, p2p lending, and investing. We hope you find them helpful and interesting. The Economy: Smart Money says Traders are Cautious After Mixed Economic...... -
What Are the Best Small Investments? [/caption] In times of uncertain economic future, it is important to look at your investment strategy and tweak it as needed. One of the ways that you can improve your portfolio is to take on small investments with lower risks associated with them. Taking in smaller rewards and returns may...... -
Stocks a Good Investment? /caption] Penny stocks are often regarded as a sound investment idea, but they are especially popular during times of a recession, though many people are unaware of the "why". The reason why penny stocks are a good investment is because the prices of penny stocks for credible companies go up......
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When Diet Food Is Actually Bad For You When you first get on a diet, especially one that is calorie restricted, you’ll find that you are pretty limited when it comes to food choices. For many, it’s simply easier to take advantage of prepackaged meals. While these are expensive, there is a lot to be said for convenience,...... -
The Market Falls While Congress Stalls: My Plan Revisited When the U.S and international markets experienced their first drop following the failure of U.S. investment banks, Mr. ToughMoneyLove described his tactical money moves in response. I then described why doing nothing aboout our investment allocations was an appropriate strategy. Yesterday's market crash was yet a new event to consider because of...... - market correction madness! With all of the major indices â the Dow, the S&P 500, NASDAQ â off 10 percent from their 2007 highs, we are by definition in the midst of a market correction. Individual companies continue to announce frightening news stories: Countrywide: Tapping their line of credit for more than $11......
- Top 5 Greatest Investment Book Authors Today's guest post comes from Ryan of Semperfinance, a military-community oriented personal finance and stock investment blog. Education is the key to developing successful investment strategies. Blogs, websites and periodicals are great for staying up to date on the latest and greatest in the financial world, but nothing beats a......
- What is a really good stock investing software? I am a beginner investor but is really serious about being hugely successful in the stock market. I'm looking for recommendations on a high quality stock software (price is not a concern) that helps me do fundamental and technical analysis as well give info on a company's position in its......
Tags: ample opportunity, benefit, circumstances, common stock, common stocks, dividends, frequent basis, investing in stocks, Investments, liquidity, preferred stock, profits, public offering, stock investors, Stock Market, voting rights
Posted in Investments, Money, Personal Finance, Stock Market, Stocks | 1 Comment »
Monday, March 15th, 2010
Thank you to our Nation's Veterans.
Loanio would like to thank all the men and women who have put their lives on the line to protect America’s freedom and ideals. Your sacrifices and bravery have been beneficial to many and are greatly appreciated.
Below you’ll find links to resources, both blog and news articles on the economy, small business, p2p lending, and investing. We hope you find them helpful in navigating the financial waters of the internet.
The Economy:
Small Business:
Peer-to-Peer Lending:
Investing:
Photo Credit: 1
Originally posted 2008-11-16 05:13:56. Republished by Blog Post Promoter
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4 Ways To Get Out of Debt /caption] For thousands of people, the specter of debt is an all too real problem that affects not only their financial life, but the rest of their lives as well. However, there are steps that can be taken to get yourself out of debt, reasonably quickly, despite how much you...... -
Loanio Roundup - Wall Street Crisis and the Resilient Dollar /caption] Welcome to the second edition of the Loanio Roundup. This edition focuses heavily on the national economy and peer-to-peer lending news. We hope you enjoy pursuing through the links below. Leave a comment and tell us what you think - we'd love to hear your views on the Wall...... -
Are Stocks a Good Investment? The first step that you need to understand when it comes to determining whether or not stocks are a good investment is to understand how stocks work in general. A share of stock is the smallest unit of ownership possible in a company. Owning a share of a company's stock...... -
Managing Money Wisely [/caption] One of the hardest things for many people to accomplish is managing money wisely. We may all know the basics, and understand that spending too much is a good way to get on the road to financial ruin. However, when push comes to shove, we end up making mistakes...... -
Loanio Roundup - The Economy, Small Business, Loans, and P2P Lending [/caption] Welcome to the fourth edition of Loanio's roundup. There's more on the peer to peer lending industry in this post with several links for small business entrepreneurs to check out as well. Browse through and make sure you're up to date on all the financial information. Might want to......
Related Sites - Peer to Peer Lending Review One of the side effects of the atrocious market we have endured in recent months is incredibly low interest rates on deposit accounts. Bank savings accounts are earning less than 1% yield, and even traditionally higher online savings accounts at the best online banks, such as ING Direct, are only......
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Fools Born to Buy Debt Allow Wall Street Exports to Boom With the fall of the stock market, the collapse of the economy became clear. The real driving force behind it, however, was the failure and dropping confidence in the largest bond market of the world. Known as structured finance, it has led to a crisis which rivals the Great Depression,...... -
Municipal Bond Funds: The Easiest Way to Find Tax Free Investments. Nothing like a terrible year in the stock market to bring back the most boring investment choice out there... bonds! As an active investor, the very thought of bonds makes me drowsy. All they do, is sit idle in your brokerage account and collect interest at a slightly higher interest...... -
Should I get out of the Stock Market? One of my most memorable moments with my wife was a date to an amusement park before we got married. We were standing in line to ride a roller coaster and as we made our way to the front of the line, the young man in charge stopped us and...... - This is How To Run a Bank: Take Deposits, Hold the Loans, & Implement the 3-6-3 Rule Now this is how you run a solid, old fashioned type of bank. CNBC interviewed a small, community bank CEO (Frank Sorrentino) from North Jersey Community Bank today, and if I was ever fortunate enough to run a bank, this is how I would hope to get it done. The......
Tags: bailout, balloons, bravery, credit flow, financial waters, free markets, mail, market watch, minding your business, mortgage rates, news articles on, npr, ny times, orlando sentinel, rivals, sacrifices, sba, smart money, survival of the fattest, yahoo finance
Posted in Banking, Investments, Loanio, Money, Peer Lending, Small Business, Stock Market | No Comments »
Tuesday, March 9th, 2010
President-Elect Obama
Loanio extends its congratulations to President-Elect Obama for running an excellent campaign.
This week’s edition of Loanio’s roundup takes a look at the election and what it means for the economy. What are your thoughts to the issues? We’ve also included several links for business entrepreneurs and on p2p lending for your weekend reading.
The Economy and the Election:
Small Business:
Peer-to-Peer Lending:
Loanio in the News:
Photo Credit: 1
Originally posted 2008-11-09 05:33:00. Republished by Blog Post Promoter
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The Best Small Investments /caption] Wall Street's recent cataclysmic events are still unfolding and the entire planet is feeling their aftershocks. For this reason, interest in what is going on in the stock market is rising quickly, even for those who do not normally understand what the stock market is all about, or what...... - Welcome to the Loanio Blog! Now that we are deep into the first 24 hours of going live, I would like to take a moment to officially kick off the Loanio Blog. For more about our official launch, please click here to view our first press release. The week leading up to this launch has......
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3 Ways to Increase Your Cash Flow If you’re finding it difficult to get by, one of the easiest ways to combat this issue is by increasing your monthly cash flow. While you may not be able to make a huge difference right away, slowly building up the amount of money that you have coming in, building...... - Stocks a Good Investment? /caption] Penny stocks are often regarded as a sound investment idea, but they are especially popular during times of a recession, though many people are unaware of the "why". The reason why penny stocks are a good investment is because the prices of penny stocks for credible companies go up......
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Loanio Roundup #1- National Economy /caption] Good morning everyone! Welcome to Loanio's first ever roundup post. We'd like to thank the blog community for their support. You are the best press releases out there. Then lastly before we start with the links we would like to take a moment to wish everyone a splendid weekend.......
Related Sites - Friday Fiscals: Snowy Saturday edition We currently have snow up to our knees, with the prospect of another 18 hours or so of snowfall! We're hunkering down, making sure roofs don't cave in, etc. ;) Here are some cold, hard posts of interest: Consumerism Commentary shares how his accountant saved him $15k. No Credit Needed......
- Book Review: Big Box Swindle - The True Cost Of Mega-Retailers. If you have been looking for an uplifting, positive good news summer read, look no further! Sorry, couldn't resist...this book, "Big-Box Swindle: The True Cost of Mega-Retailers and the Fight for America's Independent Businesses" by Stacy Mitchell is not exactly an easy summer read but rather an infuriating look at......
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What the American Banking Sector Could Look Like After Obama's New Regulations The following is a guest post by Mark Brown who writes about personal finances for an Australian website where consumers can compare credit cards including a range of low rate credit cards that make managing money easier. It appears that the banking industry has pushed the American public, and...... -
Lending Club Review I am now an official member of the peer to peer lending scene at Lending Club. Over the last couple years I have read a lot of positive reviews of sites like Lending Club, but never fully investigated the opportunities to participate in peer to peer lending there. Between the...... - The Peer-to-Peer Lending Guide What is Peer-to-Peer Lending? Peer-to-Peer lending simply refers to the process of individuals loaning each other money directly rather than through a third party institution such as a bank. In the context of the internet, peer-to-peer lending generally refers to the business of individuals lending each other money through......
Tags: american banker, business entrepreneurs, business week, cnn, cnn money, down economy, election results, email newsletters, emerging markets, great time, market watch, meltdown, money stocks, obama, president elect, recession, roundup, small business grants, small business owner, year end
Posted in Banking, Credit, Investments, Loanio, Money, Peer Lending, Small Business, Stock Market | 1 Comment »
Tuesday, March 2nd, 2010
Financial State of the Economy
Good morning and welcome to the Dia de Los Muertos edition of Loanio’s roundup. Dia de Los Muertos is a holiday celebration that takes place primarily in Mexico and celebrates the dead. It goes by Day of the Dead in English and correspondingly it matches the Catholic holidays of All Saints Day and All Souls Day. Below you will find links in easy to manage categories on the following topics: the economy, small business, p2p lending, and Loanio. See what people are saying and have a great day.
The Economy:
Small Business:
Peer-to-Peer Lending:
Loanio in the News:
Photo Credit: 1
Originally posted 2008-11-02 05:24:16. Republished by Blog Post Promoter
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Is Some Debt Good For Your Credit? /caption] There is no doubt about this, first of all: Getting into debt is more than capable of getting you into trouble. Although there is definitely a large downside to debt, borrowing money can also do you some good. Some debt is actually good for your credit, but only if...... -
Loanio Roundup - Credit and P2P Lending [/caption] Welcome to the third edition of the Loanio Roundup. This edition looks at what is going on in P2P lending, the economy, and more. There are some links on college financing and a swift look at the auto industry. Browse the links below and tell us what you think....... - Welcome to the Loanio Blog! Now that we are deep into the first 24 hours of going live, I would like to take a moment to officially kick off the Loanio Blog. For more about our official launch, please click here to view our first press release. The week leading up to this launch has......
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Personal Budget Planning /caption] Personal budget planning is an important part of keeping a handle on your finances. Because there is so much turmoil in today's economy, maintaining a healthy personal budget is more vital than ever. Crafting a personal budget begins with determining how money comes in, and how money goes out,...... -
Setting Goals for Good Personal Finance /caption] Setting goals is an important part of your personal finance plan. Goals can be divided into four unique categories that are relatively general in nature. These categories are short term goals, intermediate term goals, long term goals and life goals. Short Term Personal Finance Goals - These short term......
Related Sites - Sunday Money Madness: Ghosts, Spirits, Haunts, and Souls Lots of holidays and celebrations this weekend. Halloween on the 3st. All Saints Day on the first of November. All Souls Day on the second. Dia de los Muertos covering the whole weekend for many, also known as the Day of the Dead which was yesterday specifically. Samhain for the......
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LendingClub.com Launches New Social Lending Service to Compete with Prosper Just over a year ago, Prosper.com broke down paradigms about traditional money lending practices. Instead of heading down to the local bank or credit union to get a loan, people were able to loan each other money en masse through Prosperâs lending service bypassing the banking system all together. Unfortunately...... -
Links - Fourth of July & Most Handsome Dog Edition Before I get on to the big teaser in the title, let me wish everyone a happy and healthy Fourth of July. I work with a lot of people from England, so it's an interesting dynamic for this particular holiday. As you can imagine they view it slightly differently (and...... - Paulson Has a Christmas Gift for Credit Addicts Please Mr. Paulson - wake me out of this Bad Consumer Credit dream. I almost fell out my chair this morning when I saw this headline from the Wall Street Journal: "New Facility Targets Consumer Lending." It seems that the U.S. Treasury is starting its own clinic for consumer credit addicts. ......
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Double the Income or Double the Expense Till Death Do Us Part Getting married is stressful and emotional, but when it comes to handling finances, things can get really scary. You’ll be combining two incomes in most cases and many people get the impression that they can start spending twice as much. This usually leads to double the expenses and a lot......
Tags: all saints day, catholic holidays, day of the dead, de los muertos, dia de los muertos, economist, economy, finance, holiday celebration, mexico, roundup, Small Business, smart money, story id
Posted in Banking, Loanio, Peer Lending, Small Business, Stock Market, Taxes | No Comments »
Monday, March 1st, 2010
Help your teen build strong money management skills.
One of the best ways to build a strong financial foundation in teens is by starting a savings plan early on. Over the past few years, there have been more teens saving money and the results are clear. When you take the time to teach good financial practices to your children, these skills will carry them through life, helping them to build up a nest egg that they can rely on in the future. If you want to start your kids down this financial path, here are a few tips on how to get your teens saving money now.
1. Set up a reward system.
At first, before the benefits start to kick in, your child may need some extra incentive to start saving money. Try setting up either a reward once they reach a certain dollar amount, or you may even want to offer to match their savings, dollar by dollar. This is a great way to get your teens saving money and offers them some real incentive, as well as hard evidence, that saving is very beneficial. Even if you only add a few dollars to their account at a time, this extra money will help them get motivated and stay focused.
2. Start discussing sound financial principles with your child.
Once you’ve got your teens saving money, it’s a great time to start talking about setting financial goals, and working on the follow through. For example, you can ask your child to set a goal as to what they would like to be able to buy, that they cannot afford right now. This helps them see the value of the hard work they are putting in towards saving for that item and once again, will keep them motivated. However, it is important that they understand that spending all that they have saved up isn’t the best solution and that they should have long term goals, as well as short term goals.
3. Take them to the next level.
Once you have your teens saving money and they are learning more about goal setting, you can take their lessons to the next level by incorporating information about setting up more than one stream of income. Help them to set up a portfolio, use a p2p lending service like Loanio to lend money, or open a high yield savings account for them so that they can start to watch their money grow. This is also a good time to start talking about investments with your teen, even if they can’t quite make their own just yet.
4. Get them interested in continuing education.
One of the best ways to get your teens saving money is by teaching them how the stock market works and how they can add to their savings account easily. There are numerous online sites that will provide users with free example “money” that can be used to invest in theoretical stocks. This is a great training method that has no risk, but can be incredibly useful in teaching lessons about stocks. You may even want to take part in these yourself and set up a competition to see who can make the best theoretical picks.
Photo Credits: 1
Originally posted 2008-10-31 04:55:15. Republished by Blog Post Promoter
Related Articles - What Are the Best Small Investments? [/caption] In times of uncertain economic future, it is important to look at your investment strategy and tweak it as needed. One of the ways that you can improve your portfolio is to take on small investments with lower risks associated with them. Taking in smaller rewards and returns may......
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Child Savings and Investment /caption] Having children is not a cheap proposition these days, especially when you consider long term costs. The older your children become, the more they are going to end up costing in the long run. High education prices, for example, continue to soar making it nearly impossible for you to...... -
Teach your Teens to Save Money Teaching your children how to manage their finances is absolutely critical if you want them to be successful at managing their money in the future. More than 80 percent of all parents are led to believe that their children are learning enough about personal finance and money management in school,...... -
How Much Money Do You Really Spend? Overspending is an enormous problem for Americans right now and the sad truth is, many of us do not even know we are doing it. If you are finding it hard to make ends meet at the end of the month, or you are desperately waiting for that next paycheck...... -
Save Money by Managing Your Money /caption] There are plenty of ways for you to save money simply by managing it. It does not necessarily mean that you have to be frugal, but rather you simply have to be wise in the decisions that you make. Too many people these days are finding that they were......
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Are You Genetically Able to Save Money? Like with many traditions and habits, we all take away life's important lessons from our families, mainly our own parents. While we are trying to keep our finances on point and get into better habit of budgeting and managing our money, it may be worthy to note that what you...... - Start The New Year Off Right With Some Budgeting Tips. Thinking about making 2009 your "start-over" year and making your finances a priority? If so, I think it is one of the most important moves you can make. Sure, joining a gym and getting organized are usually top choices for New Year's Resolutions, but tending to your financial plans should......
- Step three toward getting out of debt After completing steps one and two toward getting out of debt, the third step is to set up a spending & savings plan. Since you should already know your current income and expenditures, this step involves listing them out in an orderly manner. An easy way to get started is......
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How to Survive Inflation Turn on the television, read a paper or go online and chances are you’ll be bombarded with bad news about the state of the economy. Inflation is being whispered about, and in some cases, shouted about from the rooftops. Are we really facing inflation and how bad will it get?...... -
Do or do not, there is no try One of my favorite life quotes isn't from Mark Twain, Buddha, Abraham Lincoln or any other famous historical human. Instead, it's from a little green guy who lives on a planet named Degobah. While this little green guy named Yoda from the Star Wars movies is full of awesome......
Tags: best solution, extra money, financial foundation, financial goals, financial path, financial practices, financial principles, great time, hard evidence, high yield savings, long term goals, nest egg, next level, reward system, saving money, short term goals, Stock Market
Posted in Managing Money Wisely, Money, Personal Finance, Smart Money Ideas, Stock Market, Teens Saving Money, Teens and Money | No Comments »
Tuesday, February 23rd, 2010
The Economy, Small Business, Loans, and P2P Lending
Welcome to the fourth edition of Loanio’s roundup. There’s more on the peer to peer lending industry in this post with several links for small business entrepreneurs to check out as well. Browse through and make sure you’re up to date on all the financial information. Might want to grab a coffee first.
We hope the remainder of your weekend is great!
The Economy:
Small Business:
Peer-to-Peer Lending:
Loanio in the News:
Photo Credit: 1
Originally posted 2008-10-26 05:40:29. Republished by Blog Post Promoter
Related Articles - 4 Ways To Get Out of Debt /caption] For thousands of people, the specter of debt is an all too real problem that affects not only their financial life, but the rest of their lives as well. However, there are steps that can be taken to get yourself out of debt, reasonably quickly, despite how much you......
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5 Tips for College Students on Budgets When you are in college, it can become easy to get caught up in your busy, stressful lifestyle. With all of the studying and working that you have to do, coupled with hanging out with your friends, working part time jobs and participating in extra activities, it can actually become...... -
Loanio Roundup - Congratulations President-Elect Obama [/caption] Loanio extends its congratulations to President-Elect Obama for running an excellent campaign. This week's edition of Loanio's roundup takes a look at the election and what it means for the economy. What are your thoughts to the issues? We've also included several links for business entrepreneurs and on p2p...... - Stocks a Good Investment? /caption] Penny stocks are often regarded as a sound investment idea, but they are especially popular during times of a recession, though many people are unaware of the "why". The reason why penny stocks are a good investment is because the prices of penny stocks for credible companies go up......
- Loanio Roundup - P2P Lending and More /caption] Good morning readers and welcome to another edition of Loanio's weekly roundup. Below you'll find several great articles under the categories of small business, the economy, p2p lending, and investing. We hope you find them helpful and interesting. The Economy: Smart Money says Traders are Cautious After Mixed Economic......
Related Sites - Should I get out of the Stock Market? One of my most memorable moments with my wife was a date to an amusement park before we got married. We were standing in line to ride a roller coaster and as we made our way to the front of the line, the young man in charge stopped us and......
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Can it be possible that the stock market has become a safer and better investment than the banks? It seems such a short time ago that people who invested all of their money in the stock market were regarded as being "risqué," and those who kept their money in the bank in short and long term deposit accounts were described as being "sensible". Well that role has...... - Another Error in a National Newspaper on P2P Lending Apparently this is fact checking Wednesday. In the USA today is the article: peer-to-peer lending hits its stride In this article a Prosper Lender is quoted... Default rates are lower for peer-to-peer loans than for other consumer loans. Cory Moore became a lender on Prosper.com this year. To hedge against defaults,......
- Stock Market Investing If you have the desire to gain money quickly with the less amount of efforts, you might to apply for the help to the stock market business, but there is one event that might change your actions if you would accounted with it. We are talking about the unwritten rules......
- Compound Interest Week: Real Interest Rates of the Stock Market Yesterday we learned that the real interest rate of return on high-interest savings accounts is low - a really low 2%. We found that it would take 35 years for money to double at that percentage. Today, I'd like to look at real interest rates of the stock market. I......
Tags: credit crisis, credit crunch, economy, international herald tribune, new york times, p2p lending, peer to peer lending, Small Business, wall street journal
Posted in Banking, Loanio, Money, Peer Lending, Personal Finance, Small Business, Stock Market | No Comments »
Monday, February 15th, 2010
Credit and P2P Lending
Welcome to the third edition of the Loanio Roundup. This edition looks at what is going on in P2P lending, the economy, and more. There are some links on college financing and a swift look at the auto industry. Browse the links below and tell us what you think. What are you most interested in hearing about? Have a good weekend!
The Economy:
Auto:
College:
Peer-to-Peer Lending:
Loanio in the News:
Photo Credit: 1
Originally posted 2008-10-19 05:45:40. Republished by Blog Post Promoter
Related Articles - Loanio Roundup #1- National Economy /caption] Good morning everyone! Welcome to Loanio's first ever roundup post. We'd like to thank the blog community for their support. You are the best press releases out there. Then lastly before we start with the links we would like to take a moment to wish everyone a splendid weekend.......
- How do Savings Bonds Work /caption] Are you wondering why you should invest in United States savings bonds, or how savings bonds work? This is a question that not enough people are considering these days, because most people are pressing their luck instead by gambling with stocks and other investments. So many people are turning......
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What Are Safe Investments? /caption] If you are putting consideration into investing money, but you are not sure which is the safest way to invest your money, then your first stop should be someplace where you can get professional advice on the subject. The last thing that you are going to want to do...... -
Tips for College Student Budgets /caption] Trying to make ends meet when you are in college is not an easy task. Your income is usually pretty limited and expenses can be high, even if you have a scholarship. If you’re trying to save money or just get by, there are some great tips for college...... - Loanio Roundup - Congratulations President-Elect Obama [/caption] Loanio extends its congratulations to President-Elect Obama for running an excellent campaign. This week's edition of Loanio's roundup takes a look at the election and what it means for the economy. What are your thoughts to the issues? We've also included several links for business entrepreneurs and on p2p......
Related Sites - Is Peer To Peer Lending Coming Into It's Own? For several years now, the peer-to-peer lending has been gaining traction as a valid way to borrow money without going through a bank via social lending sides like Lending Club (aff) and Prosper. It's been a great boon for borrowers and has received wide mainstream media coverage, as related in......
- Peer to Peer Lending Review One of the side effects of the atrocious market we have endured in recent months is incredibly low interest rates on deposit accounts. Bank savings accounts are earning less than 1% yield, and even traditionally higher online savings accounts at the best online banks, such as ING Direct, are only......
- Stock Market apprentice - Learn How to supply to Make Money in Trades 101 Are you a pupil who is frustrating to learn how to endow in the stock market. You will most liable event in sequence excess for the reason that there are too much junk on the internet. There are so many investors who claim they are experts with decades of practice......
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Loans and the Credit Crunch The credit crunch is a hot button issue right now, raising red flags in the eyes of consumers not only all over the United States, but also elsewhere in the world. When the economy in the United States begins to have difficulties, the rest of the world is going to...... -
Peer-To-Peer Lending- Is It Right For You? Cash strapped consumers will face increasing difficulty securing credit in the current lending industry. The current economy simple does not support the "free for all" type of lending that has become common over the past few years. While that will probably prevent many borrowers from loaning money they cannot afford......
Tags: auto industry, economy, good weekend, market watch, news story, roundup, Stocks
Posted in College Student Finances, Loanio, Peer Lending, Stock Market | No Comments »
Tuesday, January 12th, 2010
Penny Stocks
Penny stocks are often regarded as a sound investment idea, but they are especially popular during times of a recession, though many people are unaware of the “why”. The reason why penny stocks are a good investment is because the prices of penny stocks for credible companies go up nearly every day, earning you a profit of more than 50 percent over the market price of the stock. Additionally, by going for stocks that are only purchased in great values, you are following an excellent strategy because the bulk trade is something that indicates a rise in the prices, as well as a rise in the chances that the return will be good financially. You should always observe the fine print of the company’s statements when it comes to penny stocks. If you fail to look at both sides of the moon, then you may end up incurring more loss than gain in your investment endeavors.
Right now we are witnessing a real global financial crisis, and many stock brokers are experiencing what is essentially a living nightmare. The global economy is in jeopardy, and many great companies are rising and falling during what is bound to be a truly depressing recession. While many large scale companies and their once booming stocks are suddenly falling, it does not mean all stocks are a poor investment, because there are some little known investment vehicles out there that can still offer excellent returns if you are willing to ride it out and be a little patient with the market. Are stocks a good investment? Traditional stocks may not be the best investment vehicle right now, but penny stocks on the other hand may be just the ticket.
When the stock market is thrown into obvious turmoil, there are obviously some new risks to contend with when it comes to traditional stock investing. Because so many companies are coming into business and going out of business, it can be overwhelming to choose stocks that are sure things, or even stocks that are going to be remotely profitable in the coming months. Penny stocks are shares that are floated in the stock market by smaller companies at values that are less than five dollars.
These penny stocks have a chance of yielding a really huge profit within a short period of time, provided that you are careful when you choose which companies to invest in, and make wise choices accordingly. Penny stocks are often regarded as a sound investment idea, but they are especially popular during times of a recession when other stocks are not sound investment opportunities. As the market dips, predicting the values of stocks diminishes a great deal, but penny stocks are much easier to appraise, and can turn much greater profits in shorter periods of time when sound investments are made.
Good research is vital when it comes to choosing penny stock companies. You should always observe the fine print of the company’s statements when it comes to penny stocks. If you fail to look at both sides of the moon, then you may end up incurring more loss than gain in your investment endeavors.
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Originally posted 2009-01-14 05:29:22. Republished by Blog Post Promoter
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Tags: endeavors, global economy, global financial crisis, going out of business, investment idea, investment vehicle, investment vehicles, jeopardy, large scale, living nightmare, moon, penny stocks, poor investment, recession, sound investment, stock brokers, Stock Market, sure things, traditional stock, turmoil
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Tuesday, December 15th, 2009
Know your facts.
Most people recognize that stocks are an excellent investment, but purchasing stocks can be a confusing process. This is especially true if you have little experience in investing, or no experience at all. You can turn the stock buying process into a good investment even as a beginner, and all that it takes to make this happen is to take your time and find the perfect combination of stocks to improve your portfolio and greatly improve your profits in the process.
* Read the History!
Choosing the right stocks means sitting down and exploring your options long before you make an actual investment. Read the history of each company and their stock, and also get to know the bare basics of the stock market before you make an investment. Most people mistakenly are led to believe that the stock market is purely a short term investment market offering high yields. This is not the reality however, as stocks actually perform better on a longer term basis than on a shorter one. When you are planning on making an investment in the stock market, you should plan to leave that investment alone for at least a year, or as many as five years if not longer.
* Know how much to invest!
The amount that you decide to invest into a particular stock is a decision that needs to be made carefully. Stocks are not a completely safe investment, so the amount that you choose to invest should be disposable income, or income that you do not depend on for important purchases like bill paying or groceries. Making stocks into a good investment is done by choosing a healthy amount of money to invest, that will not impact your ability to pay bills but that also will be large enough to earn you a good profit. An excellent initial investment amount for the stock market is generally around a thousand dollars.
* Know who to work with!
It is important that you understand the pros and the cons associated with hiring a stock broker when investing in the stock market. You are going to want to do some basic research before you commit to a particular broker, because there are fraudulent brokers out there that need to be avoided. Conduct a search online or in your local area to find a broker that you trust and feel comfortable working with. It is usually preferable to choose someone on a local level so that you can visit them for face to face advice, speak over the phone and speak online as well when necessary.
* Know how to make your investment work!
Making stocks into a good investment means that you need to avoid panicking if they should happen to fall below a certain amount of money per share. The stock market naturally fluctuates, but you need to retain your stock for as long as you possibly can before you decide to sell it. More often than not the market will go back up, so if you cash out too early you may end up losing money.
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Originally posted 2008-12-17 05:22:51. Republished by Blog Post Promoter
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Tags: amount of money, disposable income, groceries, initial investment, investing in the stock market, investment market, perfect combination, profits, short term investment, stock broker, Stocks, term basis, thousand dollars
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